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We will seek to understand your overall circumstances, try and identify options that you can afford and where appropriate, provide a reference to free debt advice

We will endeavour to make sure our products and services offer, wherever possible, the flexibility to meet your needs.We will provide you with information about our products and services and how they work, in a clear and understandable way, so that you can decide what’s best for you and your needs.We will lend responsibly and aim to provide a product that is affordable for you.

This note sets out some of our key responsibilities and what we ask of you, to ensure that the relationship works well for both of us. As a lender, we have a responsibility to act fairly and as part of this we have committed to follow the Standards of Lending Practice.
